Harry Landy

Second charge sector shows sustained growth

The second charge market is showing sustained growth following seven consecutive months of increased annualised lending, as confirmed in the fifth edition of Enterprise Finance’s Second Charge Report. Drawing on data from the Finance and Leasing Association (FLA), Enterprise Finance’s …

Fluent for Advisers expands external sales team

Fluent for Advisers, the dedicated intermediary arm of second charge provider Fluent Money Group, has appointed David Paton as Business Development Manager working alongside fellow BDM, Donna Johnson and Jeff Davidson, Head of Intermediaries. David has been at Fluent for …

Scottish Flag

Smart Money expands Scottish operations

Specialist finance broker Smart Money has moved its Glasgow operations to larger premises on the back of a successful 2017. This expansion reflects Smart Money’s increased levels of business in Scotland – up 30 per cent over the first three …

Second charge mortgage market down 2% in September

Commenting on the September 2017 new business figures for the second charge mortgage market, Fiona Hoyle, Head of Consumer and Mortgage Finance at the Finance & Leasing Association (FLA), said: “The fall in new business volumes in September comes amid …

Clever Lending introduce dual fee option for second charges

Clever Lending, the master broker, has streamlined and simplified its second charge fees with a dual fee structure that gives the customer a real choice depending on their circumstances. Putting the client first and giving introducers options as to which …

Gary Smith

Equifinance appoint Gary Smith as General Manager

Equifinance, the specialist second charge mortgage lender, has appointed the highly experienced Gary Smith as General Manager with overall control of Operations for both New Business Underwriting and Servicing. Gary brings with him 38 years of experience in the lending …

Tim Wheeldon

Second charge lending to continue steady growth in 2018

Fluent for Advisers, part of Fluent Money Group, the UK’s largest secured loan provider, believes that the increase in new business numbers recorded in 2017 will continue in 2018. Tim Wheeldon, pictured, COO at Fluent, commented that the increasing popularity …

Fluent Money makes three new senior appointments

Fluent Money Group has strengthened its management team with appointments in the underwriting, sales and finance departments. Kevin Cresswell joins as Underwriting Development Manager. Kevin was formerly a senior manager at Freedom Finance and Compass Finance. Paul Foster, previously at …

Tim Wheeldon

Fluent Money Group increases recruitment to keep up with demand

Fluent Money Group, the UK’s largest second charge broker, is continuing to recruit personnel to its core second charge businesses as volumes of new business increase. Fluent for Advisers, the company’s dedicated intermediary arm and Fluent Money have between them …

Second charge mortgage new business grows in July

Commenting on the July 2017 new business figures for the second charge mortgage market, Fiona Hoyle, Head of Consumer and Mortgage Finance at the Finance & Leasing Association (FLA), said: “The second charge mortgage market reported its fifth consecutive month …

FEATURED ARTICLES

The Five Minute Interview with Sam Kirtikar, managing director, Clever Lending

Clever Lending are a second charge master broker focused on making secured loans more accessible to you and your clients. One of their most important objectives is to ensure they work closely with you and support you in providing compliant …
Tim Wheeldon

Fluent Money – Let’s treat mortgage brokers fairly

Fluent Money’s Joint Managing Director, Tim Wheeldon, has warned that to win over more intermediaries to the second charge alternative to remortgaging, the industry must be clear on its facts. Fluent Money, the UK’s largest second charge broker, gained its …

Shawbrook provides guidance for brokers on FCA permissions

Shawbrook Bank’s Commercial Mortgages division has released its own set of guidelines around FCA permissions to support brokers following the transfer of responsibility for regulation of consumer credit business from the OFT to the FCA. The guidelines are the latest …

Case Study: Buy to Let Secured Loan

  We caught up with James Rainbird, Managing Director at Pink Pig Loans who told us about a recent buy to let secured loan: “Here at Pink Pig Limited we received a joint application requesting a £100k secured loan on …

How can brokers enhance their offering by using a packager?

  Vantage Finance is one of the UK’s leading specialist packagers. Established in 2004, its expert team offers secured loans, buy-to-let mortgages, commercial finance, short term loans (bridging loans) and development finance for intermediaries. Lucy Hodge, Director of Vantage Finance, …

Surveying – The ever changing landscape

  It is fair to say over the past 6 years, the landscape of property finance has changed. The industry we see today is almost unrecognisable from the heady days of 2006, when basically the only criteria in obtaining a …

Shawbrook launches secured loan buy to let product

  Rates from 9.95% The 9th of April sees the launch of a market leading second charge buy to let product from Shawbrook Bank. This new product will help customers raise finance against their residential investment property. Shawbrook is blazing a …