The Five Minute Interview with Rhys Thomas, Compliance Director, Y3S


Rhys ThomasY3S Loans is part of the Y3S Group of companies, with over 10 years’ experience in packaging secured loans on behalf of financial intermediaries. Y3S Loans offer impartial secured loans advice across the whole of the market and work with a panel of well-known lenders to find the best deals available for your client’s circumstances.


We speak to compliance director Rhys Thomas:


What is the best thing about being in the secured loan business?

It’s an exciting time to be rejoining the business. Y3S are at the forefront of b2b secured loans and this is a defining moment in the history of our industry. With regulation around the corner it’s a great opportunity to help drive forward the anticipated changes.

What keeps you focussed?  

The medication!! No seriously my determination to do the job to the best of my ability and to keep up to date with change.

What qualities do you look for in your employees or colleagues?

I always look for commitment by my colleagues. Some say I should be committed but I am very passionate about my role and always look for others to share that passion.

Are you an optimist or a pessimist?

I consider myself to be the eternal optimist. My glass is always half full rather than half empty.

What did you want to be as a child?

I suppose like many kids I always wanted to be a professional footballer and dreamed about being the next George Best but never made it to that level.  Still no harm in dreaming.

What will be the greatest challenge facing the secured loan industry in the coming months?

The level and pace of change will be a challenge to all but we have to embrace it and look forward with a positive attitude. It can only help the industry in the long term and give the consumer greater confidence in all we do.

Who or what makes you laugh?   

The TV programme Mock the Week.    

Do you dread Monday mornings?   

In previous roles I can now say that yes I used to dread that Monday morning feeling but not anymore. The focus at Y3S is all about hard work mixed with recognition and reward for a job well done.

If you could change one thing about yourself, what would it be?

My age! As the line from the song went- If I knew what I know now when I was younger

With whom would you most like to have dinner?

Apart from my wife (for obvious reasons)        then it would have to be Pamela Anderson as I heard she’s a great cook!!


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