Spotlight: Finance & Leasing Association



The Finance & Leasing Association (FLA) is the UK’s leading trade association for the consumer credit, motor finance and asset finance sectors, and the largest organisation of its type in Europe.


The FLA was formed in 1992 when the Equipment Leasing Association and the Finance Houses Association merged.

FLA members are banks, subsidiaries of banks and building societies, the finance arms of leading retailers and manufacturing companies and a range of independent firms.

The facilities their members provide account for a third of the UK’s unsecured lending and half of all car purchases. Options include finance leasing, operating leasing, hire purchase, conditional sale, personal contract purchase plans, personal lease plans, secured and unsecured personal loans, credit cards and store card facilities.

The FLA’s understanding of industry issues means they can communicate on behalf of their members at the heart of government. The FLA’s dialogue with policy makers and the regulators helps to shape policy and regulation across the wide range of industry issues. The FLA actively lobby decision-makers both at home and in Europe in order to create the right regulatory environment for businesses to thrive.

The FLA’s vision is to be the acknowledged and trusted representative body for the business and consumer finance industries.  Their mission is to represent their members’ interests to government, regulators, the European institutions, the media and the general public so as to improve the working environment in which their members do business.

In line with this vision and mission, their strategic objectives are to:

  • ensure that the benefits of a thriving asset finance, motor finance and credit industry are fully understood and appreciated by individual and business customers alike;
  • influence government regulators and the media to reduce the cost and burden of regulation on the industry and its customers;
  • ensure the industry is subject to a fair system of direct and indirect taxation to support a healthy business environment;
  • be the definitive centre of competence and influence on key industry issues, as well as a forum for the exchange of thoughts and ideas.

You can find out more about the FLA by visiting their website


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